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607 N Vulcan Ave, Unit 6 Encinitas, CA

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Disclosure: Equal Housing Lender. The Loan Assurance pre-approval is a verification of credit, income, and assets by NFM Lending, LLC’s underwriting team. It is not an approval or commitment to lend and is subject to the restrictions stated within the pre-approval letter. The Loan Assurance Certificate will only be issued after it is determined the consumer is eligible to participate in the program. Loan approval will be subject to final appraisal, title, and insurance review. The offer will only be paid if the buyer complies with all of the conditions of the program and NFM Lending, LLC fails to close the loan due to an oversight that NFM Lending, LLC has committed. If the loan decision is delayed due to the action/inaction of the seller, the consumer will be ineligible for the $10,000 offered under this program. The Loan Assurance amount will be paid only if the borrower credit profile remains the same as during the conditional commitment. The amount paid by NFM Lending, LLC will be determined based on loan cost incurred by the consumer during the application process. To qualify for this program, all the following must apply: The final approval cannot deviate from any terms of the initial approval. The loan closing cannot be delayed in whole or in part by actions of the buyer or seller beyond NFM Lending, LLC’s control. NFM Lending. LLC will only pay the above fee directly to the consumer. The offer may constitute taxable income. Federal, State, and Local taxes and the use of the offer are the responsibility of the recipient. Please consult a tax advisor for more information. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. BluPrint Home Loans is a division of NFM Lending, LLC. For NFM Lending, LLC’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM Lending, LLC’s NMLS #2893 (www.nmlsconsumeraccess.org). © 2025 NFM Lending, LLC. America’s Common Sense Lender® Trade/service marks are the property of NFM Lending, LLC and/or its subsidiaries. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. www.nfmlending.com.

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